jonathan@kearley.com

You don't need extra income to start saving. You need to establish a small, recurring savings habit you can stick to. Here are six ways to help you start saving, even on a tight budget. Why does saving money matter, even in small amounts? Savings isn't just for emergencies, it's also for peace of mind.Read More »How to Start Saving Money With a Small Income: 6 Simple Steps

For most young, working families in the Tyler area, buying a home is more attainable than renting long-term and can often build more financial security. even with today's interest rates. Here’s some points to consider as you weigh renting versus buying in today’s market. Does renting or buying save you more money long-term? Buying almostRead More »Is It Better to Buy or Rent a Home Right Now?

Building your first budget starts with three steps: know your real income, list every must-have expense, and give every dollar a job before the month begins. Here are some quick tips, even if your income changes month to month. How do you start a budget from scratch? Start with what's actually coming in. Add upRead More »How to Build a Family Budget: A Step-by-Step Guide for Young Families

A Smarter Way to Move this Summer Article Overview:  Plan early, schedule movers, and avoid peak weekends to save money  Budget for movers, deposits, supplies, travel, and unexpected costs  Pack smart, reuse materials, and protect items from summer heat  Stay organized, track savings, and avoid relying on credit cards _______________________________________ Summer is the most popularRead More »Moving Over the Summer

Article Overview:  Consider practical gifts for daily life and finances  Financial boosters: savings, investments, LinkedIn Premium  Essentials for living independently  Thoughtful extras: subscriptions, gift cards, notes ___________________________________________ Give More Than Money: Financially Smart Gifts for Grads You’re watching your graduate walk across the stage—feeling proud, maybe a little emotional. And then comes the question: what’sRead More »What to give a Graduate

Vacation on a Budget: Make Every Dollar Go Further Article overview: Tips to plan ahead and set a realistic vacation budget, without using credit. Break costs into categories Save by traveling off-peak and finding deals Plan ahead with savings and smart spending _______________________________ It’s that time of year. You’re ready for a vacation, but betweenRead More »Vacation on a Budget

Whether it’s just you and a roommate or you’re a busy family of four, communicating about financial issues and goals is critical for financial success. Here’s how to do it right. We’ve all been part a team project at one point in our lives. Whenever I had group projects in school, I always dreaded themRead More »Don’t Do Savings Alone