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Member Benefits

Get rewarded for banking with us.

Maximize the benefits of your membership with Kelly Community – we can help!

Rewards Program

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Member Rewards that add up!

At Kelly Community, we believe in rewarding our members for choosing us as your financial partner. The more services you use, the greater the rewards!

We offer all members quarterly access to their FICO Score, helping you stay on top of your credit for better financial decisions and providing early insight if your credit is ever compromised.

Here are the qualifications:

  1. Have an active personal checking account
  2. Have an active debit card
  3. Enroll in Direct Deposit for $100/month or more
  4. Sign up for E-Statements
  5. Have $15,000 in combined balances in loans and deposits

The more qualifications you meet, the higher levels of rewards you get.

GOLD

Must meet 5 out of 5 requirements

  • Unlimited ATM Surcharge Rebates per Month World-wide
  • .30% Added on to Certificates at Renewal
  • .30% Discount Off Consumer Loans at Origination
  • FREE Money Orders
  • FREE Official CU Checks
  • FREE Statement Print Outs
  • FREE Usage of Coin Machines

SILVER

  • Unlimited ATM Surcharge Rebates per Month World-wide
  • .20% Added on to Certificates at Renewal
  • .20% Discount Off Consumer Loans at Origination

Must meet 4 out of 5 requirements

BRONZE

  • .10% Added on to Certificates at Renewal
  • .10% Discount Off Consumer Loans at Origination

Must meet 3 out of 5 requirements

Member Referral Incentive

Share The Love

Refer a friend to Kelly Community and you BOTH get $25 in your account! Any friend of yours is a friend of ours. Refer your friends to Kelly Community for a friendship that pays dividends.

How it Works

  • Tell your friend about Kelly Community and how have helped you with your loans, accounts or other financial services
  • When your friend comes to open an account & apply for a loan with Kelly Community, they need to let us know that you have referred them!
  • Once the terms of the referral are met, the member and the new member will each receive $25 in their (01) savings accounts.
Terms & Conditions
Referring member must be a member in good standing with the credit union. Good standing is defined as no NSF charges or past due accounts with the credit union for the previous 180 days. The new member and the referring member must be at least 18 years old. New member must have not had an account or been listed on an account as a joint for the preceding 180 days prior to joining Kelly Community Federal Credit Union. Referral incentive is $25 for the referring member and the new member. New member must open a savings and fund a loan with a minimum balance of $2,500. Once the loan has been funded, the referral incentive will be paid into each member’s 01 savings account. This offer is not combinable with other membership offers from Kelly Community. Limit of 5 referrals per member per calendar year; maximum of $250 total for the calendar year still applies. Employees and their immediate family, or anyone living in their household cannot be paid for this promotion.

Scholarships

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Every year, Kelly Community awards two scholarships of $1000 to a deserving high school senior and college freshman. Our Hinkle Scholarship is available to members in good standing. A minimum of 180 calendar days of KCFCU membership  is required prior to the date of application. Applicants must be a graduating high school senior or college student who has completed 24 credit hours at an accredited college/university.

The Kelly Community Scholarship for Volunteerism was created to honor our late Chairman of the Board, Merle Hinkle.

Mr. Hinkle unselfishly volunteered at our credit union for over 34 years. He was a visionary leader that supported the credit union’s efforts to help the community, widen our membership base, and better protect our members’ assets and deposits.

Shortly before his death in April 2002, Mr. Hinkle helped secure the land that would eventually become the new 10,000 square foot main office on Grande Boulevard in Tyler. Many Kelly Community employees remember Mr. Hinkle as “a great man to work for who cared for credit union members and employees.”

In order to apply, you must provide a 500-1,000 word essay on the impact and importance of volunteering in your life. Include the following:

  • Volunteerism experience within the past 4 years
  • The impact or influence of volunteering in your life & future
  • Details of the outcomes of your volunteer experiences
  • Essay must be 500 – 1,000 words, typed with double spaced

Applications for 2026 are OPEN

In order to apply, you must provide a 500-1,000 word essay on the impact and importance of volunteering in your life. Include the following:

  • Volunteerism experience within the past 4 years
  • The impact or influence of volunteering in your life & future
  • Details of the outcomes of your volunteer experiences
  • Essay must be 500 – 1,000 words, typed with double spaced

Applications for 2026 are OPEN

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