All it takes to open a Share Savings Account is a deposit of $15 ($5 plus a $10 membership fee). The $5 is your membership share and is yours when you close your account—so long as your account remains open for at least six months.

Features of the Share Savings include:

• Dividends on balances of $5 or more
• No monthly service fee (so long as you use the account at least once during a 12-month period)
• Dividends calculated on a daily balance and paid monthly
• Account transfer and withdrawal limitations apply
• Fees may reduce earnings on the account

Signing up is a quick and easy process you can do online now!

Save for the holidays all year long with our special Holiday Savings Account. Each year on November 1st, the money you’ve saved is transferred back to you, so you can purchase gifts, cover travel expenses, and more without breaking the bank.

Features of our Christmas Club account include:

• Great dividends (higher than normal savings account will earn)
• No minimum balance required
• No minimum monthly deposit required
• No monthly fees
• Entire balance will be transferred into your Share Savings Account on November 1st

Youth Savings

Start the children in your life on a path to savings and positive money management skills when you open a Youth Savings Account. Youths 17 and under can get a share membership (savings account) as long as a parent or guardian is also on the account.

Features of our Youth Savings Account include: 

• Free coin machine access
• Higher-than-average dividends
• The ability to save up and purchase Kidicates (share certificates for children)

Be sure to check out the Kelly Community Kidicate Account too! It’s our special two-year Share Certificate with a special interest rate.