You find the home
We’ve got the loans
Our rates have dropped! We’re now offering rates as low as 5.75% / 6.31% APR*!
Plus, Kelly Community has been honored as a “Best in Town” lender for six consecutive years and continues to hold this distinction.
Buying a home is one of the most significant decisions you’ll ever make. Choosing the right mortgage loan doesn’t have to be complicated. At Kelly Community, we’re proud to offer these Mortgage Loan options:
• FHA (Federal Housing Administration) Loan
• Conventional home loan
• ARM (Adjustable Rate Mortgage)
• Fixed Rate Loans
• VA Mortgage Loans
• Possible low down payments
We also offer a variety of Home Loans, including:
• Construction
• Home Improvement
• Home Equity
• Cash-Out
• Land Loans
• And more.
Why Choose Us
Continually voted Best-In-Town lender for a reason. Our team is 100% local, so no one understand the market and your clients the way we can. But don’t take our word for it. Here’s what our members have to say:
"We were looking for a local company to refinance our home, I spoke with Tammy and she was on it! Tammy and Lizz made everything smooth sailing, closed in a few weeks, made life so much simpler and we actually have someone local to talk to, 10 Stars!"
*APR is Annual Percentage Rate. Rates are subject to change without notice. Loans are subject to borrower and property qualifications. For variable rate loans, the rate and payment may increase and/or change over time based on the index and margin, subject to periodic and lifetime caps. APR calculations assume this scenario as an example: Purchase price of $275,000 with a 5% down payment of $13,750 on a 10/5 Adjustable-Rate Mortgage (ARM) at a 5.75% rate = 6.31% APR. Payments do not include taxes and insurance. Please contact our mortgage department for personalized quotes and more information.
NMLS #405460
Mortgage Loans Rates
| LOAN | TERM | RATES* | APR* |
| 5/5 ARM | 5 Year | 5.750% | 6.312% |
| Home Equity (5/5 ARM) | 5 Year | 6.250% | 6.809% |
| 30 Year Fixed | 30 Year | 6.990% | 7.160% |
*As low as. APR = Annual Percentage Rate
