More options give you more freedom in the house-hunting process.
At Kelly Community, we’re proud to offer these mortgage options:
- FHA (Federal Housing Administration) Loan
- Conventional home loan
- ARM (Adjustable Rate Mortgage)
- Fixed Rate Loans
- VA Mortgage Loans
- Possible low down payments
Purchasing a home is one of the most important decisions you’ll make in your life. Choosing the right home mortgage loan doesn’t have to be. At Kelly Community Federal Credit Union, we offer FHA, VA, and conventional mortgages at a fixed rate. The rate might be higher than an adjustable-rate mortgage, but it won’t change, and you’ll have the benefit of being protected from future rate increases.
If you’re looking for lower mortgage payments (and you plan to stay in your home for less than five years), you may want to consider an adjustable-rate mortgage instead. Be sure to try out our mortgage calculator here.
For more information about the types of home mortgage loans we offer or to start the pre-approval process, we welcome you to contact one of our branches in Tyler, TX today! We are proud to assist home buyers across Bascom, Chapel Hill, Elberta, Whitehouse, Flint, Noonday, Troup, Lindale, Swan, TX, and of all of East Texas.
Go back to an application you already started
Why borrow through Kelly Community?
More personal service.
With Kelly Community, you get the best of both worlds. We service in-house loans or if it’s more beneficial to you, we partner with some of the best mortgage companies around. All applications are handled and reviewed in-house so we can determine with you what are your best options. When you apply, we’ll walk you through the process to make sure you understand your rates and monthly payments.
More compassion.
We tend to be more forgiving than most lenders in the area. If you need a fresh start, you can start here.
More convenience.
You can quickly complete your application right here online.
