Drive Local.
Finance Local.
Rates as low as 4.89% APR, or we’ll beat your rate!*
Drive Local. Save More.
Whether you’re buying new, used, or refinancing, we’re here to help you get behind the wheel for less.
- Competitive rates on new and used vehicles
We’re committed to helping you secure a rate that works for your budget. - Let us beat your current rate
Already considering a loan elsewhere? Bring it to us—we may be able to offer a lower rate and lower your payment! - Refinance with ease
Switching your loan is simple, and the savings can add up fast. - Maximize your savings with added protection
Enjoy even greater rate discounts when you add options like GAP, Mechanical Repair Coverage, Credit Life, and Credit Disability.
Apply today and drive your car home the same day! Don’t miss out on this amazing offer!
We also offer financing for RVs, boats, jet skis, off-road vehicles, farm equipment, and more — all at unbeatable rates. LEARN MORE
WHY CHOOSE US?
You are more than the balance in your bank account. You take care of your family, so let us take care of you. Join Kelly Community Credit Union, and enjoy perks like lower fees and better rates. We’re 100% locally owned and operated, plus our members enjoy access to a list of complimentary services.
The benefits of membership with us.
You are more than the balance in your bank account. You take care of your family, so let us take care of you. Join Kelly Community Credit Union, and enjoy perks like lower fees and better rates. We’re 100% locally owned and operated, plus our members enjoy access to a list of complimentary services.
*APR is Annual Percentage Rate. Available to qualified members for new or used vehicle purchases or refinances from another financial institution. Term restrictions apply based on vehicle year. Your rate can be higher or lower depending on credit performance. Maximum rate is 17.90%. (Example: Assuming a loan amount of $45,000, a 72-month term, and an 4.89% APR, you would make 72 monthly payments of $718.50 without a down payment.) Rates are subject to change without notice. Will beat rate up to .50% if our rate is not better with documented proof of qualified rate from another financial institute (cannot be marketing or advertising of rate). No APR offers below 4.49%, no exceptions. Membership and account requirements apply. Account requirements include obtaining a checking account , debit cart, online banking, direct deposit, and opting in for E-statements.
New Vehicle Rates
| TERM | APR* |
| Up to 48 Months | 4.49% |
| Up to 60 Months | 4.64% |
| Up to 72 Months ** | 4.89% |
*As Low As. APR = Annual Percentage Rate | **Terms may extend beyond 72 months for loans greater than $50,000
Used Vehicle Rates
| TERM | APR* |
| Up to 48 Months | 4.49% |
| Up to 60 Months | 4.64% |
| Up to 72 Months ** | 4.89% |
*As Low As. APR = Annual Percentage Rate. | Rates for vehicles 2020 and newer only. Different rates for vehicles older than 2020. | **Terms may extend beyond 72 months for loans greater than $50,000
