Loans 101

Is an Adjustable Rate Mortgage right for you?

October 16, 2021January 16, 2025

If you’re in the market for a new or new to you home, then you have probably already started thinking about a mortgage. Unless you have loads of cash just sitting somewhere, you are most likely going to put a down payment on a house and then borrow the rest of the money for theRead More »

Here’s Why You Need a Mortgage Professional

October 6, 2021January 16, 2025

Taking out a mortgage to buy a house is often the biggest loan you will ever take out. It can be an overwhelming and daunting moment to sign all the paperwork required to buy a home. What if you missed something? Did you really get the best rate? Was there a different option that wouldRead More »

How to Save on Vehicle Finance

September 8, 2021January 16, 2025

You may need a car loan to finance your vehicle, whether new or a used. If you understand how these car loans work, you can make informed decisions, have peace of mind and ultimately save money. The type of loan most people use to finance a vehicle is called a Simple Interest Loan. A SimpleRead More »

Why home equity loans are the best loans.

July 13, 2021January 16, 2025

There are many loan options for homeowners, but we believe home equity loans are the best loans. Here’s why. Have you ever stepped into your bathroom, looked at the old ceramic tile and outdated vanity and thought, I wish I could just remodel this thing? Do you ever feel like the interest on your creditRead More »

Home Equity: Five Things You Didn’t Know You Could Do With It.

July 6, 2021January 16, 2025

What is home equity? Home equity is the dollar difference between what your home could sell for (i.e. the current value of the home) and what you have left to pay on the mortgage. Essentially, it’s how much of the home you own. The rest is how much the credit union or bank owns. It’sRead More »

How to Buy a Car Like a Pro

April 15, 2021January 16, 2025

Don’t let car buying scare you. Here’s how to buy a car like a pro. Buying a car can be overwhelming. It’s something most of us only do once every three to five years, and in many cases even longer. Cars today are lasting longer and it’s becoming commonplace to see vehicles with 200k+ milesRead More »