Financial Tips

Holiday spending can easily spiral out of control. Here are a few ways to keep that from happening. 1. Create a Holiday Budget: List all essential expenses, including cards and wrapping paper. Determine your spending limit, then put a cost next to each expense. For example: gift for Aunt Sally – $25; Outdoor extension cordsRead More »Keep Holiday Spending in Check

Happy Thanksgiving! Right now, you’re probably enjoying football, turkey, stuffing or whatever other holiday staples your family loves. Or maybe you’re already done feasting and slowly drifting into hibernation…but don’t pass out on the couch just yet.  You need to plan your Black Friday and Cyber Monday savings strategy first! Here are five tips forRead More »Tips for Successful Black Friday and Cyber Monday Savings

Remember to check your updated credit score for free inside Online Banking. We update it every three months so you can monitor any suspicious activity, like accounts opened in your name that you didn’t open. This is really important this time of year, because most people are using their credit cards more frequently, and scammersRead More »Time to Check Your Credit Score

Your Holiday Loan is a great money-saving tool. It has lower rates than most credit cards, good terms and enough money to cover most holiday expense. But there are so many possible Holiday Loan uses, you might not know what to do! Let’s help you overcome choice paralysis. Here are five ways to use yourRead More »Five Ways to Use Your Holiday Loan

October isn’t just about Halloween…it’s about financial wellness too! Today is National Savings Day, and it’s important to make saving a priority in this pricey economic environment. Putting away just a little money now can spare you a lot of financial pain later. Here are some good savings tricks that will help you treat yourselfRead More »National Savings Day Tips

Fall is an exciting and often busy time for parents and families with school-aged children. You’ve got Friday night lights, school field trips, homecoming, that annual family trek to the pumpkin patch and so many other events. It can be both busy and expensive! Here are five valuable tips to guide you through this costlyRead More »Tips for Choosing and Affording Fall Activities as a Family

It’s the end of September, and the holidays are creeping up a lot faster than you think. But wait! Before you panic and start buying all those gifts you need, it’s worth the time to think about how you will pay for them. Buy Now, Pay Later (BNPL) is a popular alternative to credit cardsRead More »Buy Now, Pay Later is Debt

For some people, budget planning ranks right up there with cleaning a toilet or digging through trash. Our CEO Michelle Small says it’s because most people make it more complicated than it really is. In this video, she explains the easy way to make a budget.

A college education can be expensive. With an average debt of nearly $35,000 after college graduation, more and more families are doing whatever they can to share that burden with their college students and reduce that debt. There are many ways to do this. Here are three things to consider before you tap into yourRead More »Should You Use Retirement Savings to Pay for College?

It’s vacation season – unless you can’t afford one. But are you sure you can’t? At Kelly Community, we understand that lavish vacations don’t fit into every budget. That doesn’t mean you can’t away at all. It just means you have to be more creative. Here are some tips for traveling on a budget. PlanRead More »Tips for Traveling on a Budget

It’s officially summer in Texas. That’s according to the calendar, of course. If you’re judging by the heat, summer’s been here at least a month, and it’s already getting hotter. We haven’t seen multiple 100-degree days yet, but we’ve seen plenty of 90-something degree days with the “real feel” as high as 121 degrees. And,Read More »Saving Energy and Lowering Your Electric Bill This Summer

Home ownership is a great thing, but even this great American dream comes with a downside every once in a while – home repairs. From minor inconveniences like a clogged drain or leaky faucet to major repairs like the air conditioning going out in the middle of a heat wave, there’s one thing most repairsRead More »Are Home Warranties Worth the Money?